Publication Details

Lubin Olson Wins Summary Judgment in Class Action

On April 30, 2015, a California federal judge dismissed a proposed class action against Waypoint Homes, Inc., a national lessor of residential properties.  The plaintiff brought a purported nationwide class action, alleging that Waypoint violated the Equal Credit Opportunity Act, 15 US.C. § 1691(a)(1) ("ECOA"), when it failed to provide her with notice of the reasons why her lease application had been denied based on her credit report.  In a ruling of first impression, the District Court for the Northern District of California held that the ECOA does not apply to residential leases because typical residential leases are not credit transactions. 

Lubin Olson litigation partner, Ellen A. Cirangle, represented Waypoint in the action, Ollie v. Waypoint Homes, Inc., United States District Court for the Northern District of California Case No. 14-cv-01996-YGR.  To review the Court's opinion, click the link to the attachment below.

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